Loan programs

    Acquisition loans

    Acquisition loans

    Affordable financing to purchase your apartment or single-family home
    Construction loans

    Construction loans

    Finance the building of your new home with our single-family house construction loan.
    Renovation loans

    Renovation loans

    Transform your home with a renovation loan — including support for energy-efficient upgrades.
    State programs

    State programs

    The Company also refinances State support programs.
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    Loan calculator

    Loan payment calculator Loan amount calculator
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    Dear Customer, the calculator is intended for informational purposes only and does not constitute a public offer to provide a loan or an acceptance of any obligation.

    Energy efficiency assessment tool

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    News

    Housing loan refinancing launched for familie...

    The Company has launched a housing loan refinancing program for families displaced from Nagorno-Kara...

    06.11.2026

    NMC and AFD sign agreement to expand afforda...

    On 1 October 2026, NMC and AFD signed a USD 23 million financing agreement denominated in Armenian d...

    02.10.2026

    Moody's upgrades NMC's rating outlook from St...

    Moody's Ratings has revised NMC's outlook from stable to positive․

    03.08.2026

    Moody's Ratings Review of NMC

    We are pleased to announce that Moody's Ratings has officially affirmed NMC’s Ba3 ratings with a sta...

    16.06.2026
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    39 979 Number of refinanced loans
    246bln Volume of refinanced loans

    Partner organizations

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